Find affordable health insurance plans in Texas. As an independent broker licensed in all 50 states, we compare ACA, private, and Medicare options with no fees and no pressure.
Get Your Free Texas QuoteTexas has the highest uninsured rate in the country, but premium tax credits make ACA plans surprisingly affordable for most residents.
Texas uses the federal HealthCare.gov marketplace. Open Enrollment runs Nov 1 – Jan 15.
Most Texas households earning under 400% of the federal poverty level qualify for premium tax credits — often reducing monthly premiums by 50–90%. We can verify your subsidy eligibility in minutes and quote plans against your specific doctors and prescriptions.
Visit HealthCare.gov ↗For Texas residents who don't qualify for ACA subsidies — typically higher-income earners and business owners — private (non-marketplace) plans offer year-round enrollment and broader provider networks.
Our brokerage works with all major carriers operating in Texas, so we can quote both ACA and private plans side-by-side and let the math speak for itself.
Texas residents turning 65 or already on Medicare have hundreds of plan combinations to choose from. We help compare Medicare Supplement (Medigap), Medicare Advantage, and Part D drug plans across Houston, San Antonio, Dallas, and the rest of Texas.
Compare Medicare plans →Including Houston, San Antonio, Dallas, Austin, Fort Worth and every other city, town, and county in the state.
Texas Open Enrollment for ACA marketplace plans runs annually from November 1 through January 15. Outside this window, you'll need a Qualifying Life Event (marriage, birth, job loss, move) to enroll. Private (non-marketplace) plans, Medicare, and short-term plans are available year-round.
Premiums in Texas vary by age, ZIP code, plan tier, and tobacco use. Most households earning under 400% of the federal poverty level qualify for premium tax credits that reduce monthly costs by 50–90%. We'll quote your exact subsidy in minutes — there's no fee to compare.
No. As an independent broker we can enroll you directly through HealthCare.gov for subsidy-eligible plans, or quote private off-marketplace plans if you don't qualify for a subsidy. Either way, the price is identical to going direct — carriers pay our commission, never you.
Yes. Sentinel Family Insurance is a licensed independent brokerage authorized to sell health, life, Medicare, and annuity products in all 50 states, including Texas.
We're licensed in all 50 states. Browse a few popular destinations or see the full list.
See all 50 states →A licensed advisor will compare plans available in Texas and respond within 1 business day. No fees, no pressure.
By calling the number above, you will be connected to a licensed insurance agent.