Anonymous, free calculators that help you think through Medicare, life insurance, final expense, and retirement income. No personal information required. No email gate. Use them on your own time, then bring your results to a free consultation.
Use the industry-standard DIME method to estimate how much life insurance your family actually needs. Real-time inputs, instant results, no email required.
Try the Calculator →See what funerals actually cost in the Chicago area, and explore coverage levels that fit your family's situation. Particularly useful for Polish-American families considering repatriation costs.
Try the Estimator →Six quick questions about your priorities — doctor flexibility, travel, budget, network preferences. Get an educational read on whether Medicare Advantage or Medigap tends to fit people in your situation.
Take the Quiz →Based on your savings, expected Social Security, and any pension, see if your projected retirement income meets your desired lifestyle — and what the gap looks like if it doesn't.
Run My Numbers →All four tools run entirely in your browser. We don't store any inputs.
They give you a working starting point based on industry-standard methods. Real coverage decisions depend on details no calculator can capture — your specific health, your family's situation, your budget, and your goals. We use calculator results as the starting point of a conversation, not the end.
No. Our calculators run entirely in your browser. We don't collect names, addresses, dates of birth, or any identifying information. You can use the tools anonymously and only contact us if and when you're ready.
Most of our clients find us through search and want to do their own research before they pick up the phone. These tools help them get oriented quickly. When they're ready to talk, we're here. No pressure either way.
Yes. Each calculator has a 'Download My Results as PDF' option that generates a printable summary you can save, share with your spouse, or bring to your consultation.
The calculators give you a number. The conversation gives you the right policy. Schedule a free 30-minute consultation with a licensed Illinois insurance broker — Polish-language available.
By calling the number above, you will be connected to a licensed insurance agent.