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Final Expense Insurance

Final Expense Insurance — Cover Funeral Costs So Your Family Doesn't Have To

Affordable whole life policies from $5,000–$50,000 designed specifically for end-of-life costs. Many plans require no medical exam and approve in days.

Get a Free Final Expense Quote

The Real Cost of a Funeral

The average funeral now costs over $12,000 — and that's before extras. Here's where the money goes.

ExpenseLow EndHigh End
Funeral service$7,000$12,000
Burial plot & marker$2,000$5,000
Casket or urn$1,500$10,000
Transportation, embalming, prep$1,500$3,500
Death certificates, obituary, reception$500$2,000
Total$12,500$32,500+

How Final Expense Insurance Works

1

Choose your benefit amount

Pick coverage from $5,000 to $50,000 based on your funeral plans and family needs.

2

Lock in your premium

Premiums never increase, and your coverage never decreases — for life.

3

Family receives tax-free benefit

Beneficiaries get cash within days, with no probate, to use for any expense.

Who Qualifies?

  • • Adults age 50–85 (some carriers up to 89)
  • • Most health conditions accepted
  • • No medical exam required for many plans
  • • Smokers and non-smokers eligible
  • • Coverage as quick as 24–72 hours

Sample Monthly Premiums

$15,000 benefit, non-tobacco

Age 55F: $32/mo • M: $45/mo
Age 65F: $58/mo • M: $78/mo
Age 75F: $112/mo • M: $148/mo

Illustrative rates only. Actual quotes vary by carrier and underwriting.

Take this off your family's shoulders.

A 5-minute conversation today can spare your loved ones a $15,000+ surprise tomorrow. Free quote, no obligation.

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