Park Ridge is one of the most affluent senior markets in the Northwest Suburbs, with median household income above $143,000 and a population that overwhelmingly chooses Lutheran General for primary care. We help Park Ridge residents make Medicare decisions that match how they actually use healthcare.
By calling the number above, you will be connected to a licensed insurance agent.
Park Ridge has approximately 7,800 residents over 65, with one of the highest education levels and household incomes in our service area. That demographic creates two recurring challenges: navigating IRMAA surcharges for high earners transitioning into Medicare, and maximizing the Advocate / Lutheran General network on Medicare Advantage plans that actually contract with it.
The biggest mistake people make on Medicare Advantage is choosing a plan that doesn't include their doctor's hospital. Here are the major systems serving Park Ridge:
Different Medicare Advantage plans contract with different hospital networks — and contracts change year to year. We verify your physicians and preferred hospital before recommending any plan.
Call a national 1-800 line and you'll talk to an agent paid to sell one carrier's plans. We represent 10 A-rated carriers and shop them all. We earn the same commission whichever carrier we place you with — so we have no reason to push you toward a specific company. We're paid by the carriers when we place a policy; you pay nothing for our help, ever.
And once you're a client, you stay a client. We re-shop your plan every year during AEP, verify your doctors and medications haven't fallen out of network, and answer your questions throughout the year — for the life of the policy.
From Park Ridge, take Touhy Avenue west into Des Plaines — the office is on Lee Street about a mile from the Park Ridge / Des Plaines line. Most Park Ridge clients drive over in under 10 minutes; we also do home visits and video appointments for clients who prefer not to drive.
Office: 932 Lee Street, Des Plaines, IL 60016
Phone: (847) 000-0000
By calling the number above, you will be connected to a licensed insurance agent.
Yes. Life-changing events (retirement, work reduction, divorce, death of a spouse) qualify for SSA Form SSA-44 appeals. We've helped Park Ridge retirees successfully reduce IRMAA after leaving the workforce.
We verify the current contracts plan-by-plan at each Annual Enrollment Period. The list changes year to year, so we re-check before every recommendation.
Generally Medigap, because it gives you nationwide access without referrals and predictable out-of-pocket costs. We walk through the trade-offs honestly with your specific situation.
Local advisor, A-rated carriers, no pressure. We'll review your medications, doctors, and budget — and recommend the plan that actually fits.
By calling the number above, you will be connected to a licensed insurance agent.
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 50+ products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY users call 1-877-486-2048) 24 hours a day/7 days a week, or your local State Health Insurance Program (SHIP) to get information on all of your options.
This website is not connected with or endorsed by the United States government or the federal Medicare program.