Find affordable health insurance plans in California. As an independent broker licensed in all 50 states, we compare ACA, private, and Medicare options with no fees and no pressure.
Get Your Free California QuoteCovered California offers some of the most generous state-level subsidies in the country — many middle-income families pay $0/month for Silver plans.
California runs its own marketplace, Covered California, with extended Open Enrollment through Jan 31. State-funded subsidies are available in addition to federal premium tax credits.
Most California households earning under 400% of the federal poverty level qualify for premium tax credits — often reducing monthly premiums by 50–90%. We can verify your subsidy eligibility in minutes and quote plans against your specific doctors and prescriptions.
Visit Covered California ↗For California residents who don't qualify for ACA subsidies — typically higher-income earners and business owners — private (non-marketplace) plans offer year-round enrollment and broader provider networks.
Our brokerage works with all major carriers operating in California, so we can quote both ACA and private plans side-by-side and let the math speak for itself.
California residents turning 65 or already on Medicare have hundreds of plan combinations to choose from. We help compare Medicare Supplement (Medigap), Medicare Advantage, and Part D drug plans across Los Angeles, San Diego, San Jose, and the rest of California.
Compare Medicare plans →Including Los Angeles, San Diego, San Jose, San Francisco, Sacramento and every other city, town, and county in the state.
California Open Enrollment for ACA marketplace plans runs annually from November 1 through January 15. Outside this window, you'll need a Qualifying Life Event (marriage, birth, job loss, move) to enroll. Private (non-marketplace) plans, Medicare, and short-term plans are available year-round.
Premiums in California vary by age, ZIP code, plan tier, and tobacco use. Most households earning under 400% of the federal poverty level qualify for premium tax credits that reduce monthly costs by 50–90%. We'll quote your exact subsidy in minutes — there's no fee to compare.
No. As an independent broker we can enroll you directly through Covered California for subsidy-eligible plans, or quote private off-marketplace plans if you don't qualify for a subsidy. Either way, the price is identical to going direct — carriers pay our commission, never you.
Yes. Sentinel Family Insurance is a licensed independent brokerage authorized to sell health, life, Medicare, and annuity products in all 50 states, including California.
We're licensed in all 50 states. Browse a few popular destinations or see the full list.
See all 50 states →A licensed advisor will compare plans available in California and respond within 1 business day. No fees, no pressure.
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