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Pennsylvania · Health Insurance

Health Insurance in Pennsylvania — Compare Plans from Top-Rated Carriers

Find affordable health insurance plans in Pennsylvania. As an independent broker licensed in all 50 states, we compare ACA, private, and Medicare options with no fees and no pressure.

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Pennsylvania at a Glance

Pennie's state-run marketplace tends to deliver competitive ACA pricing — and Pennsylvania has strong Medicare Advantage offerings statewide.

13.0M
Population
5.7%
Uninsured rate
Pennie
Marketplace
10+
Carriers we shop

ACA Plans in Pennsylvania

Pennsylvania runs its own marketplace, Pennie. Pennsylvania residents often see lower premiums than HealthCare.gov states.

Most Pennsylvania households earning under 400% of the federal poverty level qualify for premium tax credits — often reducing monthly premiums by 50–90%. We can verify your subsidy eligibility in minutes and quote plans against your specific doctors and prescriptions.

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Private Health Insurance in Pennsylvania

For Pennsylvania residents who don't qualify for ACA subsidies — typically higher-income earners and business owners — private (non-marketplace) plans offer year-round enrollment and broader provider networks.

Our brokerage works with all major carriers operating in Pennsylvania, so we can quote both ACA and private plans side-by-side and let the math speak for itself.

Pennsylvania Medicare Options

Pennsylvania residents turning 65 or already on Medicare have hundreds of plan combinations to choose from. We help compare Medicare Supplement (Medigap), Medicare Advantage, and Part D drug plans across Philadelphia, Pittsburgh, Allentown, and the rest of Pennsylvania.

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We Serve Clients Across Pennsylvania

Including Philadelphia, Pittsburgh, Allentown, Erie, Harrisburg and every other city, town, and county in the state.

Pennsylvania Health Insurance FAQs

When can I enroll in health insurance in Pennsylvania?+

Pennsylvania Open Enrollment for ACA marketplace plans runs annually from November 1 through January 15. Outside this window, you'll need a Qualifying Life Event (marriage, birth, job loss, move) to enroll. Private (non-marketplace) plans, Medicare, and short-term plans are available year-round.

How much does health insurance cost in Pennsylvania?+

Premiums in Pennsylvania vary by age, ZIP code, plan tier, and tobacco use. Most households earning under 400% of the federal poverty level qualify for premium tax credits that reduce monthly costs by 50–90%. We'll quote your exact subsidy in minutes — there's no fee to compare.

Do I have to use Pennie?+

No. As an independent broker we can enroll you directly through Pennie for subsidy-eligible plans, or quote private off-marketplace plans if you don't qualify for a subsidy. Either way, the price is identical to going direct — carriers pay our commission, never you.

Are you licensed in Pennsylvania?+

Yes. Sentinel Family Insurance is a licensed independent brokerage authorized to sell health, life, Medicare, and annuity products in all 50 states, including Pennsylvania.

Looking for another state?

We're licensed in all 50 states. Browse a few popular destinations or see the full list.

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Get a Free Pennsylvania Insurance Quote

A licensed advisor will compare plans available in Pennsylvania and respond within 1 business day. No fees, no pressure.

By calling the number above, you will be connected to a licensed insurance agent.