Find affordable health insurance plans in New Jersey. As an independent broker licensed in all 50 states, we compare ACA, private, and Medicare options with no fees and no pressure.
Get Your Free New Jersey QuoteNew Jersey adds state subsidies on top of federal premium tax credits — many middle-income families pay less than they would in HealthCare.gov states.
New Jersey runs its own marketplace, Get Covered New Jersey. State subsidies and an individual mandate further reduce costs.
Most New Jersey households earning under 400% of the federal poverty level qualify for premium tax credits — often reducing monthly premiums by 50–90%. We can verify your subsidy eligibility in minutes and quote plans against your specific doctors and prescriptions.
Visit Get Covered New Jersey ↗For New Jersey residents who don't qualify for ACA subsidies — typically higher-income earners and business owners — private (non-marketplace) plans offer year-round enrollment and broader provider networks.
Our brokerage works with all major carriers operating in New Jersey, so we can quote both ACA and private plans side-by-side and let the math speak for itself.
New Jersey residents turning 65 or already on Medicare have hundreds of plan combinations to choose from. We help compare Medicare Supplement (Medigap), Medicare Advantage, and Part D drug plans across Newark, Jersey City, Paterson, and the rest of New Jersey.
Compare Medicare plans →Including Newark, Jersey City, Paterson, Elizabeth, Edison and every other city, town, and county in the state.
New Jersey Open Enrollment for ACA marketplace plans runs annually from November 1 through January 15. Outside this window, you'll need a Qualifying Life Event (marriage, birth, job loss, move) to enroll. Private (non-marketplace) plans, Medicare, and short-term plans are available year-round.
Premiums in New Jersey vary by age, ZIP code, plan tier, and tobacco use. Most households earning under 400% of the federal poverty level qualify for premium tax credits that reduce monthly costs by 50–90%. We'll quote your exact subsidy in minutes — there's no fee to compare.
No. As an independent broker we can enroll you directly through Get Covered New Jersey for subsidy-eligible plans, or quote private off-marketplace plans if you don't qualify for a subsidy. Either way, the price is identical to going direct — carriers pay our commission, never you.
Yes. Sentinel Family Insurance is a licensed independent brokerage authorized to sell health, life, Medicare, and annuity products in all 50 states, including New Jersey.
We're licensed in all 50 states. Browse a few popular destinations or see the full list.
See all 50 states →A licensed advisor will compare plans available in New Jersey and respond within 1 business day. No fees, no pressure.
By calling the number above, you will be connected to a licensed insurance agent.