SentinelFamily Insurance
Maryland · Health Insurance

Health Insurance in Maryland — Compare Plans from Top-Rated Carriers

Find affordable health insurance plans in Maryland. As an independent broker licensed in all 50 states, we compare ACA, private, and Medicare options with no fees and no pressure.

Get Your Free Maryland Quote

Maryland at a Glance

Maryland's Easy Enrollment program automatically flags uninsured tax filers — but choosing the right plan still requires comparing carriers.

6.2M
Population
6.3%
Uninsured rate
Maryland Health Connection
Marketplace
10+
Carriers we shop

ACA Plans in Maryland

Maryland operates its own marketplace, Maryland Health Connection. The Easy Enrollment program uses tax filings to identify uninsured residents and connect them to coverage.

Most Maryland households earning under 400% of the federal poverty level qualify for premium tax credits — often reducing monthly premiums by 50–90%. We can verify your subsidy eligibility in minutes and quote plans against your specific doctors and prescriptions.

Visit Maryland Health Connection

Private Health Insurance in Maryland

For Maryland residents who don't qualify for ACA subsidies — typically higher-income earners and business owners — private (non-marketplace) plans offer year-round enrollment and broader provider networks.

Our brokerage works with all major carriers operating in Maryland, so we can quote both ACA and private plans side-by-side and let the math speak for itself.

Maryland Medicare Options

Maryland residents turning 65 or already on Medicare have hundreds of plan combinations to choose from. We help compare Medicare Supplement (Medigap), Medicare Advantage, and Part D drug plans across Baltimore, Columbia, Germantown, and the rest of Maryland.

Compare Medicare plans →

We Serve Clients Across Maryland

Including Baltimore, Columbia, Germantown, Silver Spring, Waldorf and every other city, town, and county in the state.

Maryland Health Insurance FAQs

When can I enroll in health insurance in Maryland?+

Maryland Open Enrollment for ACA marketplace plans runs annually from November 1 through January 15. Outside this window, you'll need a Qualifying Life Event (marriage, birth, job loss, move) to enroll. Private (non-marketplace) plans, Medicare, and short-term plans are available year-round.

How much does health insurance cost in Maryland?+

Premiums in Maryland vary by age, ZIP code, plan tier, and tobacco use. Most households earning under 400% of the federal poverty level qualify for premium tax credits that reduce monthly costs by 50–90%. We'll quote your exact subsidy in minutes — there's no fee to compare.

Do I have to use Maryland Health Connection?+

No. As an independent broker we can enroll you directly through Maryland Health Connection for subsidy-eligible plans, or quote private off-marketplace plans if you don't qualify for a subsidy. Either way, the price is identical to going direct — carriers pay our commission, never you.

Are you licensed in Maryland?+

Yes. Sentinel Family Insurance is a licensed independent brokerage authorized to sell health, life, Medicare, and annuity products in all 50 states, including Maryland.

Looking for another state?

We're licensed in all 50 states. Browse a few popular destinations or see the full list.

See all 50 states →

Get a Free Maryland Insurance Quote

A licensed advisor will compare plans available in Maryland and respond within 1 business day. No fees, no pressure.

By calling the number above, you will be connected to a licensed insurance agent.