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Connecticut · Health Insurance

Health Insurance in Connecticut — Compare Plans from Top-Rated Carriers

Find affordable health insurance plans in Connecticut. As an independent broker licensed in all 50 states, we compare ACA, private, and Medicare options with no fees and no pressure.

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Connecticut at a Glance

Covered Connecticut means many low-and-moderate income residents pay $0 for Silver-level marketplace plans — even less than federal-only states.

3.6M
Population
5.6%
Uninsured rate
Access Health CT
Marketplace
10+
Carriers we shop

ACA Plans in Connecticut

Connecticut runs its own marketplace, Access Health CT. State-funded Covered Connecticut program offers $0 premiums for qualifying residents.

Most Connecticut households earning under 400% of the federal poverty level qualify for premium tax credits — often reducing monthly premiums by 50–90%. We can verify your subsidy eligibility in minutes and quote plans against your specific doctors and prescriptions.

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Private Health Insurance in Connecticut

For Connecticut residents who don't qualify for ACA subsidies — typically higher-income earners and business owners — private (non-marketplace) plans offer year-round enrollment and broader provider networks.

Our brokerage works with all major carriers operating in Connecticut, so we can quote both ACA and private plans side-by-side and let the math speak for itself.

Connecticut Medicare Options

Connecticut residents turning 65 or already on Medicare have hundreds of plan combinations to choose from. We help compare Medicare Supplement (Medigap), Medicare Advantage, and Part D drug plans across Bridgeport, New Haven, Stamford, and the rest of Connecticut.

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We Serve Clients Across Connecticut

Including Bridgeport, New Haven, Stamford, Hartford, Waterbury and every other city, town, and county in the state.

Connecticut Health Insurance FAQs

When can I enroll in health insurance in Connecticut?+

Connecticut Open Enrollment for ACA marketplace plans runs annually from November 1 through January 15. Outside this window, you'll need a Qualifying Life Event (marriage, birth, job loss, move) to enroll. Private (non-marketplace) plans, Medicare, and short-term plans are available year-round.

How much does health insurance cost in Connecticut?+

Premiums in Connecticut vary by age, ZIP code, plan tier, and tobacco use. Most households earning under 400% of the federal poverty level qualify for premium tax credits that reduce monthly costs by 50–90%. We'll quote your exact subsidy in minutes — there's no fee to compare.

Do I have to use Access Health CT?+

No. As an independent broker we can enroll you directly through Access Health CT for subsidy-eligible plans, or quote private off-marketplace plans if you don't qualify for a subsidy. Either way, the price is identical to going direct — carriers pay our commission, never you.

Are you licensed in Connecticut?+

Yes. Sentinel Family Insurance is a licensed independent brokerage authorized to sell health, life, Medicare, and annuity products in all 50 states, including Connecticut.

Looking for another state?

We're licensed in all 50 states. Browse a few popular destinations or see the full list.

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Get a Free Connecticut Insurance Quote

A licensed advisor will compare plans available in Connecticut and respond within 1 business day. No fees, no pressure.

By calling the number above, you will be connected to a licensed insurance agent.